Big decisions
Five insurance myths, and the one rule that sorts them out
Insure what you cannot afford to lose, self-insure the rest. Five common beliefs about cover tested against that rule, with deductible maths.
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Big decisions
Renting or buying, insurance choices and other decisions you make rarely but live with for years.
Big decisions
Rent or buy? Finding your break-even year
Rent is not throwing money away, and neither is mortgage interest. Compare the unrecoverable costs of each and find the year buying starts to pay off.