Big decisions
Rent or buy? Finding your break-even year
Rent is not throwing money away, and neither is mortgage interest. Compare the unrecoverable costs of each and find the year buying starts to pay off.
Personal finance, worked out
Money, worked out slowly and on paper
Ballast Notes explains budgets, buffers, debt and fees with round numbers you can check yourself. No hot tips, no countdown timers, just the arithmetic.